Mortgage Articles

For the most part mortgage rates held steady this week after dropping sharply last week. The 30 year rate rose slightly from 5.12 to 5.14 after dropping from 5.29 the week before. The 15 year rate r

If you are new to mortgages or just don't remember going through the process the last time you financed a home purchase, this article will explain some important features of the loan known as the fixed rate loan or fixed rate mortgage. These are pretty easy to come by and the product that is the most familiar to people purchasing or refinancing homes. A purchase of a home is most likely the largest outlay of funds you'll experience during your life, so understanding the fixed rate mortgage is important knowledge to have.

If you're a homeowner on a tracker mortgage, you'll be feeling pretty pleased with yourself right now. The Bank of England's Monetary Policy Committee has slashed the base rate from 5% in October to

Getting into negative equity is a homeowners' nightmare - one which, unfortunately, more and more people are now suffering. The January 2009 figures from the Halifax House Price Index show the value

Mortgage life assurance is a life insurance policy which pays off any outstanding mortgage debt if the holder dies. It is a decreasing term policy, which means the sum you're insured for reduces in li

Mortgage rates fell this week to the lowest point since May 28, 2009. Whether May 28, 2009 is the summer is open to some debate. The summer solstice usually is considered the technical beginning of

Though you might notice it is complicated to personally find cheap home loans to stay within the means of your budget, a respectable mortgage broker can do this for you. Brokers can be the answer to

July has seen two lots of property industry research published. Data from mortgage providers, Paragon, showed that yields in the private rented sector have increased during the second quarter of the

Mortgage rates rose again this week. This is the third time in the last 4 weeks that mortgage rates have risen. Why are mortgage rates rising? There are numerous factors at play but generally once

From sea to shining sea, lenders struggle with costly mortgage fraud. Although, the fraud itself is not new, a recent FBI report reveals that the numbers are mounting and the methods used by scammers

The saying "No news is good news" might be applicable with the recent trend with mortgage rates. For the last 2 or 3 weeks for the most part rates have stayed pretty much unchanged. The reason why t

Although we are not seeing too much movement it looks like mortgage rates are starting to trend upward. It's interesting to note that the stock market had its strongest July in several years. Once t